Privacy Policy and Terms of Conditions

At LA FORTUNA INSURANCE AGENCY we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and protect your information when you visit our website www.jhfarmers.com or use our services. By accessing or using our Site, you agree to the terms of this Privacy Policy.

1. Information We Collect
We may collect the following types of information:

Personal Information: When you request a quote, purchase an insurance policy, or interact with our services, we may collect personal information such as your name, address, email address, phone number*, date of birth, social security number, driver’s license number, and other information relevant to the insurance products you are seeking.

*SMS opt-in or phone numbers for the purpose of SMS are not being shared with any third parties under any circumstances.

Payment Information: If you make a payment, we may collect your credit card details or bank account information. We use third-party payment processors who handle this information securely.

2. How We Use Your Information
We use the information we collect for the following purposes:

To provide insurance quotes and process your applications.
To personalize your experience and improve our services.
To communicate with you regarding your policy, updates, or promotions.
To process transactions and payments.
To comply with legal and regulatory requirements.
To detect and prevent fraud or unauthorized activity.
To improve the functionality and security of our Site.

3. Sharing Your Information
We may share your information with third parties in the following circumstances:

Service Providers: We may share your information with trusted third-party service providers who assist in operating our Site, processing payments, sending communications, and other services related to your account.
Insurance Partners: If you request a quote or purchase a policy, we may share your information with insurance carriers or agents to provide you with coverage options.
Legal and Compliance: We may disclose your information to comply with legal obligations, respond to legal requests, or protect the rights, property, and safety of our company, our users, or others.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. Data Security
We implement industry-standard security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

5. Your Choices and Rights
Depending on your location, you may have the following rights regarding your personal data:

Access: You can request access to the personal data we hold about you.
Correction: You can request correction of any inaccurate or incomplete data.
Deletion: You can request the deletion of your personal data, subject to legal and contractual obligations.
Opt-out: You can opt out of receiving marketing communications by following the unsubscribe instructions in the emails we send.
To exercise your rights, please contact us at [your contact email or phone number].

6. Third-Party Links
Our Site may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the “Last Updated” date will be revised accordingly. We encourage you to review this policy periodically to stay informed about how we protect your personal information.